If you are looking to make a drastic life change, downsizing your home can be a good start. However, you need to avoid potential mistakes along the way. Here are some tips to help you navigate the process of downsizing your home for an easy and positive experience. Set Clear […]
A mortgage is a long-term financial commitment. You’ll want to ascertain whether you can afford it before borrowing to buy a home. The 28/36 rule can be your guide, considering that mortgage lenders have used it to assess potential borrowers’ financial health for many years. The ratio takes into account […]
Simply put, a mortgage is a loan used to cover the cost of purchasing a home. The bank that is giving you the money to purchase the home will, in turn, hold the deed to the property until the loan is paid off. Most mortgages are long-term loans and can […]
Are you thinking of refinancing your mortgage? If so, there are a few things you should know beforehand to ensure you’re making the best decision for yourself and your finances. CNBC proclaimed that eight million homeowners were leaving cash on the table by not refinancing. With that said, could you be saving […]
Consider your first home purchase as an investment property. When you’re young and looking to purchase a property, you may not have even considered turning your first home into an investment property. It’s common for homeowners to wait until they have the experience of their first property before investing in […]
Avoid these common errors in today’s home buying market. Buying a property is supposed to be the American dream, but it can quickly turn into a nightmare for buyers who go into the process unprepared or with unrealistic expectations. There are many hurdles that a homebuyer needs to clear […]
Keep these questions in mind when house hunting. Whether you’re a first-time buyer or already on the property market, it’s easy to get caught up in the moment when house hunting. There’s a good reason why it’s suggested that you visit the property a few different times to ensure […]
Are you ready to buy a home? You need to know what your bank is looking for when you apply for a home loan. Are you ready to finally purchase a home, or in the planning stages of doing so? Regardless of your home-buying situation, it helps to know what […]
It is finally time to move on with your life, but your lease is making it rather difficult to do much moving. A lease agreement is just as binding as a mortgage or a car loan. It is not something on which you can just skip out. Doing so can […]
Before you make home improvements to your home, there are some things that you have to know regarding home improvement myths. You have a look at your home and decided that the inside of your home looks like you have traveled back in time. In your head you go, it’s […]