meat-free dinner for the holidays

Common Home Insurance Claims During the Holidays

Take a look at common home insurance claims made during the festive season.

 

The festive season is here, and so are the decorations, parties, and merriment. While nothing should disturb your peace this season, all it takes is one accident, injury, or fire to ruin the holidays. We’ve listed a few of the most common types of accidents that happen in the home over the holidays so that you are better prepared to protect your property and family.

 

Injuries

Whether your aunt got too into charades or grandma had too much eggnog, injuries can happen quite easily over the holidays. A trip to the emergency room will quickly dampen your holiday spirit – and funds, too. If you’re hosting guests, even if they’re just family, make sure your property is safe. Electrical cords should be out of the way, decorations should not be hazards, and you should provide plenty of non-alcoholic beverages.

 

Fires

From scented candles to holiday dinners to sparkling lights, there are a lot more opportunities for fires to occur. All it takes is a couple of seconds of fire for a home to be burned and destroyed. Make sure your lights are checked, candles are kept out of reach of children and pets, and that extra caution is taken in the kitchen.

 

Burglaries

Although the winter isn’t a time when thieves are most active, every house having plenty of presents underneath the tree can entice any amateur criminal. Make sure that your presents cannot be seen from the street, leave a light on when you go out, and get presents delivered to work so boxes are not left on the porch.

 

Have a happy and safe holiday season! When you are looking to purchase a home, make sure you enlist the help of Andraya Coulter to find the best home loan to fit your needs and your budget. I assist California and Texas with all their home loan needs. Contact me to get started today!

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