Making biweekly mortgage payments may not be as good as it sounds. Traditionally, mortgage payments are paid on a monthly basis. You submit your payment once a month, and the mortgage company applies this to principle, escrow, and your interest. In theory, this method will get you to pay less interest […]
Learn how to use a mortgage calculator whether you’re looking to buy or sell your home The first question you should ask yourself before buying your very first home is “how much can I actually afford?” The quick answer is to use this useful online mortgage calculator to plug in […]
Use this guide to get your finances ready for the coming year. So many people use the new year to establish healthier habits and get some traction on a goal they have always wanted to tackle. So why not make this the year that you look closely at your finances […]
Keeping your money aside for a down payment and a home loan in California. When we know that we must save money, suddenly the bills seem higher, more shoes catch our eye, and the idea of saving up thousands can become overwhelming to the point of frustration. If you’re someone […]
Fill your savings back up after wiping them out with your down payment! Saving up for a down payment is a major undertaking for most homebuyers. After months of discipline, you finally got to use all of the money you had been setting aside, and are now settling into […]
Your Guide To Closing Escrow Perhaps the most crucial part of the escrow process is closing, which occurs after the purchase agreement has been accepted by both parties and lasts until the buyer officially has possession of the home. To direct you through this important time so you can finalize […]
Use These Tips To Maximize Your Savings In 2015 Many Americans set finance-related resolutions as a top priority in the New Year, and one in six of them report that building or bolstering their savings is their top financial goal in the coming year. To help you grow your savings […]
Will This 3% Down Payment Initiative Be a Game Changer? Have you been yearning to purchase the home of your dreams but have been sidelined due to high down payment requirements? If so, a recent announcement by Freddie Mac and Fannie Mac will have you jumping for joy. On December […]