Buying a home is no easy feat, which is why it is best to prepare your bank account if you want to purchase a home in 2017. 2017 is finally the year you will buy a home! A rather exciting notion isn’t it? But you may also feel a bit […]
4 Things You Should Do RIGHT NOW for Tax Day
If you purchased or remodeled a home, you can start tax planning now to receive the largest refund! It’s only a couple days away, tax day! While you wipe away your tears, take solace in knowing that you may be able to get a sizable refund! Whether you purchased a […]
An Inconvenient Truth: Biweekly Mortgage Payment Plans
Making biweekly mortgage payments may not be as good as it sounds. Traditionally, mortgage payments are paid on a monthly basis. You submit your payment once a month, and the mortgage company applies this to principle, escrow, and your interest. In theory, this method will get you to pay less interest […]
Do You Need an FHA Loan?
Relaxed restrictions make FHA loans seem appealing, but tread carefully. If someone told you that FHA loans make it way easier to qualify for a home loan, meaning that you could purchase your dream home, would you say yes? Of course you would! But it’s not all sunshine and rainbows. […]
Make One Extra Mortgage Payment this Year
Pay off your home quicker, and watch your investment grow. Paying off your mortgage can feel a lot like dumping money into a black hole. It feels like you’re losing your hard-earned cash in an endless abyss and never really getting to enjoy the investment. But it’s not entirely like […]
Buying a Home With a Low Credit Score
Don’t let your low credit score get in the way of your homeownership dreams. We may not like it, but numbers determine a lot of what we are able to do. Just like your GPA can affect which university you get accepted to, your credit score will determine if your […]
Using a Mortgage Payment Calculator
Learn how to use a mortgage calculator whether you’re looking to buy or sell your home The first question you should ask yourself before buying your very first home is “how much can I actually afford?” The quick answer is to use this useful online mortgage calculator to plug in […]
Budgeting Solutions For Buyers
Avoid These Budget Busters When you get ready to make the transition from renter to buyer, one of the first questions you will find yourself asking is, “How much house can I afford?” In order to determine your home buying price point, you will need to sit down with your […]
Choosing The Right Mortgage Lender
Adding The Best Person To Your Home Buying Team You may not get a lot of say in what home prices are where you want to buy or the national average for mortgage interest rates, but you do get to decide who you will work with to get your mortgage. […]
Improving Your Credit Score
Tips For Raising Your Credit Rating Whether you are trying to secure a mortgage or auto loan or simply want to open a new credit card, your credit score will impact you. Consequently, it is important to do all you can to keep a good credit rating. If your score […]