Hunting for the best mortgage lender? Here are a few ways you can find him or her. The mortgage process has a bad reputation. People think of it as confusing, long, and stressful. It doesn’t have to be, though! The right lender can streamline and simplify things for you. But […]
Pay off your home quicker, and watch your investment grow. Paying off your mortgage can feel a lot like dumping money into a black hole. It feels like you’re losing your hard-earned cash in an endless abyss and never really getting to enjoy the investment. But it’s not entirely like […]
Don’t let your low credit score get in the way of your homeownership dreams. We may not like it, but numbers determine a lot of what we are able to do. Just like your GPA can affect which university you get accepted to, your credit score will determine if your […]
Include these line items when budgeting to buy a house. When trying to determine how much house you can afford, it’s only natural to go to a mortgage calculator. With that handy tool, you can get a clear idea of your loan term, your interest rate, and your monthly mortgage […]
Better Alternatives To Accelerator Products A mortgage accelerator product might seem like a good idea. After all, paying off your mortgage faster can help you save big in interest down the road. Rather than investing thousands of dollars in one of these products, though, there are a number of DIY […]
Understanding Your Mortgage Options If you bought a home before 2008, your mortgage lender was much more likely to give you a huge loan with unsafe terms, but post-recession we are seeing lenders come back to more conservative loans with more careful terms. While that means fewer mortgage options, it also […]
Your Guide To Closing Escrow Perhaps the most crucial part of the escrow process is closing, which occurs after the purchase agreement has been accepted by both parties and lasts until the buyer officially has possession of the home. To direct you through this important time so you can finalize […]
Tips For Securing The Loan You Need Despite A Low Credit Score If you have poor credit, you may have avoided applying for a home loan and continued to rent. If, however, you have the desire to buy a home do not let your credit keep you from applying for […]
When Applying For A Mortgage, Avoiding These Common Pitfalls Will Smooth Your Process Making the decision to purchase a home is a big one, and the excitement should be enough to buoy you through the logistics of actually securing the financial backing you need. Securing a mortgage, however, can become increasingly […]