If you have great credit, you may be able to purchase a house, but that doesn’t mean it’s the best idea–especially if your partner’s credit score is less than stellar. Imagine the following: you’re a financial rock star. You’ve always paid all of your bills on time and you’ve always […]
More and more people are finding themselves underfunded when it comes to their retirement, what are you to do? Tap your home equity. There are plenty of reasons as to why many people aren’t prepared financially for retirement. Our lifespans are increasing, Baby Boomers are retiring all at once forcing […]
The housing market is unpredictable, but with the right data and study of historical trends, economists can make fairly accurate predictions about where it’s headed. Economists are still upbeat about the future of the housing market for the rest of the year, despite the most recent data that showed a […]
You might have a “fixed-rate” mortgage, but that doesn’t mean your monthly payments won’t rise. A fixed-rate mortgage doesn’t guarantee that your monthly payment will never change. If you chose to go with an adjustable-rate mortgage, it should come to no surprise when your mortgage fluctuates. After all, that is […]
Fannie Mae has brought a series of innovations to bring more certainty and better understanding to lenders, employ stronger data capabilities, and help people have access to sustainable mortgage credit. Fannie Mae announced that it plans to reduce lenders’ costs and improve the company’s technology platform. They will continue to […]
After a one-year hiatus in 2014, Pixar hit the ground running with this instant classic that will be enjoyed by all ages. The “Movies Under the Stars” feature presentation will have you laughing inside and out! Don’t be fooled, just because Inside Out is an animated film doesn’t mean you can’t […]
We all love exemptions because that means we get more money in our pocket, especially when it comes to property tax exemptions. No one likes paying even one penny extra in taxes. Yet when it comes to property tax bills, it might seem like homeowners don’t mind paying too much… […]
Attention disabled veterans: you should know about the property tax exemptions for which you might be eligible. Veterans have risked their lives to protect our rights, our freedoms, and our liberties. When they return, they are forced to adapt back to our way of life and sometimes have difficulty making […]
Beginning June 25, 2016, Fannie Mae’s underwriting process will require trended credit data! Trended credit data is a detailed record of a consumer’s credit history throughout their life. It includes the historical payment amount for each month going back 30 months under TransUnion’s CreditVision or 24 months under Equifax Dimensions. […]
Leaving your apartment empty is a crucial step in getting your security deposit back, do you know the best way to do it? Moving into a new place can be so liberating as you are starting a new chapter in your life. While there may be some aspects to your […]