Use this guide to get your finances ready for the coming year. So many people use the new year to establish healthier habits and get some traction on a goal they have always wanted to tackle. So why not make this the year that you look closely at your finances […]
If you’re trying to buy a home, it’s important that you keep your spending under control this holiday season. It’s the most wonderful time of the year – for spending money! Between the gifts you need to buy, the events you want to attend, and the food/drink/clothes you want to […]
Fill your savings back up after wiping them out with your down payment! Saving up for a down payment is a major undertaking for most homebuyers. After months of discipline, you finally got to use all of the money you had been setting aside, and are now settling into […]
FHA Drops Mortgage Insurance Premiums The Federal Housing Administration (FHA) has been making efforts to draw new homebuyers to the market. One such effort was announced at the beginning of January with the news that the mortgage insurance premiums for FHA-backed loans will be reduced from 1.35 percent to .85 […]